How Zoogol Works

Joining the platform

Two rules apply to every new shopper account:

• Phone verification — enter your mobile number, receive a one-time SMS code and confirm it. This proves the number is real and yours.
• A sponsor is required — you join with the referral code of someone already on Zoogol. The code is checked before registration completes, so every member was invited by someone.

Once both checks pass, your wallet is created automatically and you are placed in the partner network.

The five-level Micro Partner Program (MPP)

When you join, Zoogol records your sponsor and the four sponsors above them — five generations of “who invited whom” — the moment you register. When someone at the bottom of a chain buys something, the system already knows exactly who sits at every level above them.

Becoming a merchant

Shopping in a store — the QR code flow

1. Pick an in-store product in the app and generate its purchase QR code.
2. Show the code at the counter. The merchant scans it, enters the bill amount and the validation code shown on your screen.
3. The purchase is confirmed and your cashback and the network commissions are created instantly (held in escrow).

Shopping through online deals

1. Zoogol lists deals from outside brands with their cashback rates.
2. When you tap “Get deal”, Zoogol records the click with a unique tracking ID and sends you to the brand's website.
3. You shop there as usual.
4. The brand's affiliate network later reports the sale (order ID and amount) and Zoogol matches it to your click.
5. After review by the Zoogol team, the cashback and commissions are released.

Where the money comes from

Every purchase generates a commission — a percentage of the order set by the product's category. That commission is split the moment the purchase is confirmed:

Commission caps

Earnings are tied to your own shopping: your earning limit = your qualifying purchases × 2. Example: if you have spent ₹10,000, your cap is ₹20,000 in lifetime commission.

Why money isn't instant

New cashback and commissions are held in escrow for 30 days as a safeguard against returns and cancellations. After the hold — and the team's review — they move into your available balance.

Refunds and clawbacks

1. The merchant reports the refund and the Zoogol team processes the reversal.
2. The buyer's cashback and every upline commission from that purchase are reversed.
3. If someone already withdrew money that is being reversed, the shortfall becomes a balance owed to the platform and is recovered from their future earnings first.

Your wallet and getting paid

To cash out, request a withdrawal of at least ₹100 (up to your available balance) by bank transfer or UPI. The amount leaves your balance immediately; the team then pays it out, or returns it to your wallet if the request is rejected.